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UK SALARY CALCULATOR

Know what you really earn.

A salary figure only tells half the story. See your take home pay, understand every deduction, and make your next move with confidence.

Calculate my pay Free · No sign up · Updated for 2026/27

Built for real pay decisions
across the UK

The Salary Hub calculator

Let's do the maths.

£
Add pension or student loan

Estimated take home

£2,993per month

£35,920 a year after deductions

Take homePensionTax, NI & loan
Annual gross pay£45,000
Income tax−£6,486
National Insurance−£2,594
Pension sacrifice−£0
Student loan−£0

Estimate for standard PAYE, 2026/27. Actual payroll figures can vary by tax code and pay schedule.

A tool for every question

More than a number.

From a new job offer to a shorter working week, get the answer that matches your situation.

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The salary is only the start.

Compare salaries with what actually lands in your account. Each guide gives you a quick answer and a calculator you can change.

Straight answers

No mystery in the maths.

We use published 2026/27 UK tax bands and show the key steps behind each estimate. Change the inputs, see the answer update, and follow the official sources if you want to go deeper.

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