UK Income Tax Calculator
See your tax, clearly.
Find out how much Income Tax applies to your pay, and see National Insurance alongside it instead of blending both deductions into one number.
Free to use
Updated for the 2026/27 tax year
The Salary Hub calculator
How much Income Tax?
Estimated Income Tax
£6,486per year
£2,594 National Insurance, calculated separately
Take homePensionTax, NI & loan
Annual gross pay£45,000
Income tax−£6,486
National Insurance−£2,594
Pension sacrifice−£0
Student loan−£0
Estimate for standard PAYE, 2026/27. Actual payroll figures can vary by tax code and pay schedule.
Behind the number
How Income Tax is worked out
Taxable pay = gross pay − pension salary sacrifice − available Personal Allowance. Each tax band then applies only to its slice.
- 01
The standard Personal Allowance is £12,570 in 2026/27, subject to taper above £100,000.
- 02
Choose Scotland to use Scottish employment income tax bands; the other regions use UK main rates.
- 03
National Insurance and any student loan repayment are shown separately from the Income Tax figure.
This is an annual estimate for a standard PAYE employee. Your tax code, other income and payroll timing can change the amount deducted in a given month.
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