Scotland Salary Calculator
Your pay, by Scottish rules.
Scottish income tax bands differ from the rest of the UK. Enter your pay to see a Scotland-specific estimate, alongside NI and other deductions.
Free to use
Updated for the 2026/27 tax year
The Salary Hub calculator
What will I take home in Scotland?
Estimated take home
£2,960per month
£35,524 a year after deductions
Take homePensionTax, NI & loan
Annual gross pay£45,000
Income tax−£6,882
National Insurance−£2,594
Pension sacrifice−£0
Student loan−£0
Estimate for standard PAYE, 2026/27. Actual payroll figures can vary by tax code and pay schedule.
Behind the number
The Scottish difference
Scottish Income Tax bands apply to employment income; employee National Insurance remains UK wide.
- 01
The 2026/27 Scottish starter, basic, intermediate, higher, advanced and top rates are applied to taxable employment income.
- 02
The standard UK Personal Allowance is £12,570 and is reduced above £100,000 of adjusted net income.
- 03
Choose a student loan plan and pension salary sacrifice amount if they apply to you.
This assumes you are a Scottish taxpayer with a standard tax code. Where you work is not always the same as where you are treated as resident for tax.
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